Health Insurance Benefits that Work for You

Marilyn Nichols is your health care concierge to help individuals and businesses navigate through choosing health insurance benefits, including the Affordable Care Act.

What do all individuals, business owners, and their employees have in common?  Time is their most valuable and limited resource.

The time it takes to fully understand all their healthcare benefits options and regulations can quickly result in a loss of time and money.  As your healthcare benefits concierge, I can provide you with expert health insurance advice to make sure that you and your business never miss an opportunity to take advantage of customizable health insurance benefits.

Individual Healthcare Insurance Options

The rewards for working with a health insurance broker to determine your best options for healthcare coverage are substantial.  As medical expenses continue to rise each year, employees, small-business owners, retirees, and those who are not currently in the workforce need a knowledgeable advocate who can find ways to keep healthcare costs affordable.

As an individual, you need a benefits concierge to help you find the best healthcare insurance options if:

  • Your job-based healthcare premiums do not meet the federal standards for affordability
  • You lose your healthcare insurance because of a change in employment
  • Your COBRA premiums are too high
  • You’re a small-business owner or self-employed
  • You’re eligible for government assistance and need help finding affordable health insurance options through the Federally Facilitated Marketplace (FFM) at HealthCare.gov.

Before you dive into the healthcare marketplace, let’s talk about your options and which healthcare benefits make the most sense for you.  I’m ready to help you navigate the waters with trustworthy advice!

Marilyn exhibits exceptional skills in the health insurance industry, helping small businesses provide health insurance plans for their employees. Her work serves her local community and supports the families of thousands of Kansas City residents. Professionalism, Integrity, and Responsibility are among many of the traits Marilyn employees in both her professional and personal life.
~ Jeff Meyers, Managing Partner at Meyers Wealth Management, LLC

Short Term Health Insurance

Give yourself protection and peace of mind with Short Term Health Insurance also known as temporary insurance. The limited coverage helps bridge the gap for many situations.

  • You may be transitioning between jobs.
  • You turned 26 and no longer qualify for your parent’s plan.
  • You retired before turning 65 and do not qualify for Medicare yet.
  • You missed the ACA open enrollment and do not have a Special Enrollment Period.
  • You may be attending College.

Short Term Health Insurance provides benefits to help cover hospitals, Physicians, Emergency Room services, and more.